Mortgage Renewals

Many homeowners stick with their current mortgage lender because they believe securing a better rate is too time-consuming.

While borrowers invest considerable effort in shopping for an initial mortgage, the same diligence often wanes during mortgage term renewals, resulting in thousands of extra dollars in costs every year.

If your mortgage renewal is nearing, it's an ideal time to explore competitive rates and options. Lenders typically send renewal offers just before renewal dates to those with good payment histories, but about 70% of homeowners accept them without inquiry. Despite seeming convenient, it's essential to ask questions before committing. This is where an independent licensed mortgage professional like myself can provide valuable advice and options to help you get ahead.



Perhaps your mortgage needs have changed. Now is the time to decide. You may want to consolidate high-interest debt into your mortgage or tap into your home equity for a renovation project. Are you confident you'll secure the best rate at renewal?



I work with multiple lending institutions, offering significant access and negotiating power to find the best mortgage for your situation. Share your mortgage renewal date with me so I can keep track of it for you!



Reach out to secure an approval and protect against rate increases within 120 days of your mortgage maturity date.