The Mortgage Process
streamlined • secure • remote
I offer a seamless remote experience, allowing us to work together conveniently from your own space—no need for account creation or confusing logins. Streamlined, secure, and easy!
Whether you’re buying your first home, considering an investment property, preparing for a renewal, or looking to access equity from the home you own, I’m here to help.
Below, you’ll find an overview of the three key stages—Discovery, Selection, and Closing—that guide you through the process.
-
1
Discovery
• Complete your mortgage application ➤ Provide valid ID ➤ Review and e-sign initial mortgage documents.
• I’ll request your supporting documents to verify your financial position and establish your affordability.
• You’re pre-approved! -
2
Selection
• I identify the best lender option(s) ➤ I advise ➤ You instruct ➤ Your lender is selected.
• If purchasing a new property: I'll secure your rate hold (if applicable) ➤ You find the perfect property ➤ Submit an offer to purchase ➤ If accepted, your application is submitted to the lender for review and approval.
• If your existing mortgage is coming up for renewal or you’re refinancing: I review your mortgage and property details ➤ Determine the best way to meet your goals ➤ Your application is submitted to the lender for review and approval. -
3
Closing
• Once the lender issues your conditional approval, promptly satisfy all lender conditions ➤ You’ll e-sign the mortgage commitment letter and disclosure documents securely and remotely.
• I’ll notify you as soon as your financing is approved!
• Meet with your lawyer or closing agent (if applicable).
• Closing Day ➤ Funds are disbursed!
