I’m Matthew Charlton, an independent licensed mortgage professional in Ontario. I specialize in helping homebuyers and existing homeowners like you secure the funds you need to achieve major life goals and build wealth.

Whether you’re buying your first or third home, paying off debt, have a renewal coming up or are investing for your current or future lifestyle, I provide full-service solutions with top-tier access to a range of competitive interest rates and diverse product choices from over 135 lending institutions (major banks, monolines, credit unions, trust companies, alternative and private lenders). I can also connect you with other professionals, such as Real Estate, Law, and Insurance experts, to simplify and streamline your entire financing process.

A little background…

I have over 20 years of experience delivering results in the financial services industry, including national business development roles with two of Canada’s largest financial institutions. In my earlier years, I pursued a professional music career, achieving a Juno Award nomination for ‘Best R&B/Soul Recording’ and releasing an album with childhood friends under EMI Music. I’m a proud member of Mortgage Professionals Canada, the national mortgage broker channel association, and powered by Dominion Lending Centres – FC Funding, the largest mortgage brokerage in Canada.

The process…

My approach follows a 3 stage process that is guided, personalized, confidential, and virtual, bringing you the perfect blend of secure e-convenience paired with human expertise. This empowers you to choose from the best financing options available.

Here’s what my clients are saying:


Get in touch! Email me, request a callback, or arrange a Zoom meeting to experience approachable, client-centric service from start to finish.


On a personal note…

I’m an ethical vegan with a passion for personal organization, interior decor and cooking (or more accurately, eating 😁). Music is a significant part of my life, check out some of my handpicked favourites below: